What If the Other Driver Doesn’t Have Insurance in Kansas City?

 There are several ways that you may still be able to receive treatment

Car accidents are stressful enough, but the situation becomes even more complicated when the at-fault driver doesn’t have insurance. If you’ve been injured in an accident caused by an uninsured driver, you still have options for covering medical care, including chiropractic treatment and physical therapy.

Does Missouri Require Insurance?

Yes. Missouri law requires all drivers to carry liability insurance. However, many drivers still operate vehicles without coverage, leaving accident victims wondering how to handle medical bills and car repairs.

Your Options After an Accident with an Uninsured Driver

     

      1. Uninsured Motorist (UM) Coverage
        Missouri requires drivers to carry uninsured motorist coverage, which can help pay for injuries sustained in a crash caused by an uninsured driver.

      1. Personal Injury Protection (PIP) or MedPay
        If you have PIP or MedPay as part of your policy, it may help cover medical expenses regardless of fault.

      1. Medical Liens for Treatment
        At Quiro Rehab, we provide chiropractic care, physical therapy, and advanced diagnostics for car accident injuries. If you don’t have immediate coverage, we work with personal injury attorneys and offer treatment under medical liens, so you don’t have to pay upfront.

      1. Legal Action
        If the uninsured driver has assets, your attorney may pursue compensation through a lawsuit.

    Why Seek Medical Care Immediately?

    Even if you feel fine after an accident, injuries like whiplash, back pain, and concussions can appear days later. Seeking care early helps prevent long-term issues. Quiro Rehab specializes in treating auto accident injuries and can help you document your case for insurance or legal claims.

    Need Treatment After an Accident?

    If you’ve been injured in a car accident in Kansas City and the other driver doesn’t have insurance, contact Quiro Rehab at 913-308-6221 to discuss your treatment options.

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